Have you suffered a TIA? Are you looking for life insurance? At iLL we specialise in helping people like you find life insurance after a TIA, bringing peace of mind to you and your family. Our unique comparison service and network of approved impaired insurance specialists can help you quickly and easily locate the best TIA life insurance insurance policy at a competitive price.
A TIA is a transient ischaemic attack, which is essentially a mini stroke that is caused by blood flow becoming temporarily restricted to the brain. This disruption means that the brain is temporarily starved of oxygen, causing similar symptoms to a stroke. A TIA can last from just a few minutes to a few hours, but is not as damaging as a stroke. Symptoms of a TIA are however very similar to a stroke, including loss of feeling in the arms and legs, an inability to raise the arms, mumbled speech and a fallen face. Emergency treatment should be sought in the case of a TIA. If a TIA is suspected, it is recommended to give the patient aspirin to prevent the development of a stroke.
There are many factors that could cause a TIA. These include smoking, high blood pressure, heavy drinking, being overweight or obese, having a high cholesterol level, having an irregular heartbeat (atrial fibrillation) and having diabetes. If any of the above applies to you, your chances of developing a TIA are increased.
TIA life insurance is available with many insurers. Premiums will depend on your circumstances.
When you have suffered a TIA, it can feel overwhelming to try and find the right TIA life insurance cover for your needs. There are many insurers out there that will accept applications for TIA life insurance on standard terms. However, some insurers can be cautious about accepting applications. All insurers have to underwrite applications they receive from customers looking for TIA life insurance, and need to manage their level of risk. If you have had major health complications, had a TIA that has developed into a stroke, or had a long period of hospitalisation as a result of a TIA, it may be more difficult to find an insurer that will accept your application.
Finding the right insurer for your personal circumstances is simple with iLL’s comparison service. Just fill in a 30-second form to be put in touch with insurers offering life cover following a TIA.
TIA life insurance can be accepted at standard rates if your TIA was a long time ago and you have since made changes to your health and lifestyle. If you have had no further health complications since your TIA, an insurer may look on this favourably. Your premiums will however depend on the severity of your TIA, the medications and treatment you undertook, and the overall level of risk you pose to an insurer.
Prices from insurers will vary from company to company, which is why iLL is the right place to compare and find the best TIA life insurance specialist.
You may find that a loading fee is applied to your policy. This is an increase on the price you pay as a premium, depending on your level of risk to an insurer. For instance, if your TIA was severe and there is a great likelihood of you making a claim to an insurance company in future, a loading fee may be applied to cover this risk.
At iLL, our specialist impaired life insurance partners and comparison service can help you find the right FCA-regulated life insurer that suits your needs, helping you to compare prices and find the best deal so that all of your insurance requirements are met. It’s quick and easy to get your quote.
iLL works with many of the UK’s leading TIA life insurance providers. With our panel of FCA registered impaired life insurance specialists, you can receive quotes from many different insurance brokers and find one that suits you. Just submit your details through one of our quick and easy online forms to receive quotes and be specially matched against the UK’s leading FCA-regulated insurance providers. This should help you to find:
Depending on your personal circumstances and the severity of your TIA, it is possible to be accepted for critical illness cover with some insurers if you are over 45. Your application being successful will depend on whether you have had one or more TIA’s, and any other health complications you have as a result. It is likely that many insurers will place exclusions on critical illness cover in relation to cardiovascular conditions and stroke.
If you are trying to secure critical illness cover and you have had a TIA, you may need to speak to a specialist insurer that suits your needs. iLL’s policy comparison service can help you find the right cover. Just complete our simple form to get matched with a quote from the right approved and vetted insurer today. It’s quick, easy to do and saves you time searching the market for the right insurer.
For more information about the effects of a TIA, visit the following websites:
If you have previously suffered from a TIA and want to take out life insurance, it can be confusing to know where to find the best price and insurer for your circumstances. At iLL, we like to save you money and make the purchasing of life insurance simple and easy to do. Fill in our easy 30-second form with your details to be referred to our specialist impaired life insurance partners. Our free service can help you find the best cover at the right price.